We all think we know what this is. Someone who sorts out our debts and tells us how to manage our finances—. - Wrong!

Our budget advisors are trained to work alongside you to teach you how to resolve your financial difficulties.

First they look at your income, and for beneficiaries this means checking you are getting your proper entitlements.

Categorise your spending, so you can see what you've been spending your money on! With your spending categorised, you can see how much you actually spend on each category, and then set realistic spending targets.

It may be that they can help to reduce debts by advising you on consolidation or re-negotiating payment terms.

Help you to set and manage goals — like paying off debts.

You don't need to be in trouble to benefit from a professional budget advisor's help. We can help anyone to understand how to manage their money better.

Bookings are essential. To make an appointment simply phone our office on 09 235 9099 or drop in during opening hours. Our friendly staff will take you name and contact details, pass them to the budgeting team who will call you, discuss your needs and advise you what documentation to bring and make an appointment to see you.

This is a free service.

To access our services please download the referral form


The Budgeters

Jacqui Baker

Jacqui lives locally and is in the third career phase of her working life as a budgeter and financial mentor with both Waiuku Family Support Network and Franklin Family Support Services.

Jacqui was with NZ Steel for 12+ years in many administrative roles, followed by 9 years as a fulltime Mum to 2 sons, returned to the workplace re-training and becoming a professionally registered Librarian for 15 years in both High Schools and public libraries with Bookinopolis (Franklin Libraries) and then Auckland Libraries in Clendon branch.

After restructuring and redundancy in August 2017 Jacqui decided to pursue budgeting as a potential interest area that could follow her into retirement. She has always worked in culturally diverse and often low socio-economic areas. She has enjoyed working to assist people to find their own solutions to their financial difficulties and walks beside them as they learn to take charge of their finances and become confident in managing their affairs.